How to crack bank exams

Cracking banking exam is not a tough task if it is approached with positive attitude, pin pointed knowledge of syllabus as well as backed with good preparation. Below are some “must know” points about banking exam.

Selection process for Probationary Officer
Generally the selection process is of two-stage.
First Stage-Written test: It consists of two parts – an objective-type followed by a descriptive test. The number of shortlisted students after the written test stage is about 5-7 times that of the number of vacancies.
Second Stage-GD&PI: Candidates who are selected in the written test are called for a group discussions and personal interview.

Please remember that some banks like SBI and PNB had also followed a three-stage selection process. In this selection process first round is Preliminary written test (only objective questions), second round is written test (objective and descriptive questions) and third round in GD and PI. In the same time some banks like Syndicate bank does not conduct a written test. They shortlist candidates based on academic background and selection is based on performance in personal interview alone.

Written test
As said above written test consists of objective-type and descriptive part. The questions of objective part includes reasoning, quantitative aptitude, general awareness and English language. Apart from these, some banks also conduct exams on computer awareness, banking awareness and marketing aptitude. Other than the English section, the question paper is bilingual, i.e., in English and in Hindi.  The first step to crack the PO written test is to know about the questions pattern and the content of question paper.
No. of questions: 200-225
Maximum mark: 200 to 250.
Duration: 2 hours to 2 hours and 15 minutes
Negative marking: 0.25 to 0.33 for each wrong answer
Cutoff for each section: normally 40% for general and 35% for reserved category students

Reasoning section includes questions from Analogy in figures, words and numeric, classification, series completion, coding and decoding, insert the missing character, family relationship, Venn diagrams, strong and weak statements, Syllogisms etc.
Quantitative aptitude measures the numerical ability and accuracy in mathematical calculations. So this section includes simple fraction, LCM, HCF, percentage, profit and loss, work and time, simple and compound interest, area and volume, insert the missing figure.
General awareness section tests understanding of environmental and social issues. It includes the question from areas of current events, facts about India, constitution of India, Indian geography, Indian economy, Indian history, sports, and computer knowledge.
English section contains questions from comprehension, vocabulary, fill in the blanks, prepositions, correct/incorrect, synonyms/antonyms, one word substitution, general grammar.
Descriptive part exam follows the objective part of the test and aims to test a candidate’s writing abilities. The duration of descriptive part is normally one hour. It typically includes 4-5 questions in areas including essay on current topics, summary writing and reading comprehension.

GD and PI
Candidates who clear the written test are called for group discussion and personal interview. After GD and PI, mark of all sections i.e. written GD, and PI added to decide the final score and shortlist the candidates.
Group Discussion demands knowledge of current affairs, cool temperament and right attitude. So always be prepared with some current topic especially with economical/financial topics. Reading news paper and watching news will help a lot.
Personal Interview is conducted to check the behavior, conversation skill and knowledge about banking and financial topics. Technical questions may come from your previous job (if u you are already working), projects that you have done, academic subjects and about the bank also. So, prepare well on one subject from your academic curriculum, do a good research on the bank and rehearsal  mock interviews.

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