United Bank of India (India)

United Bank of India (UBI) is one of the 14 major banks which were nationalised on July 19, 1969. Its predecessor the United Bank of India Ltd., was formed in 1950 with the amalgamation of four banks viz. Comilla Banking Corporation Ltd. (1914), Bengal Central Bank Ltd. (1918), Comilla Union Bank Ltd. (1922) and Hooghly Bank Ltd. (1932) (which were established in the years indicated in brackets after the names). The origin of the Bank thus goes back as far as 1914. As against 174 branches, Rs. 147 crores of deposits and Rs. 112 crores of advances at the time of nationalisation in July, 1969, today the Bank has 1470 branches, over Rs. 54,536 crores of deposits and Rs. 35,727 crores of gross advances as on 31-03-09. Presently the Bank has a three-tier organisational set-up consisting of the Head Office, 28 Regional Offices and 1470 branches. After nationalisation, the Bank expanded its branch network in a big way and actively participated in the developmental activities, particularly in the rural and semi-urban areas in conformity with the objectives of nationalisation. In recognition of the role played by the Bank, it was designated as Lead Bank in several districts and at present it is the Lead Bank in 30 districts in the States of West Bengal, Assam, Manipur and Tripura. The Bank is also the Convener of the State Level Bankers’ Committees (SLBC) for the States of West Bengal and Tripura. UBI played a significant role in the spread of banking services in different parts of the country, more particularly in Eastern and North-Eastern India.

UBI has sponsored 4 Regional Rural Banks (RRB) one each in West Bengal, Assam, Manipur and Tripura. These four RRBs together have over 1000 branches. United Bank of India has contributed 35% of the share capital/ additional capital to all the four RRBs in four different states.In its efforts to provide banking services to the people living in the not easily accessible areas of the Sunderbans in West Bengal, UBI had established two floating mobile branches on motor launches which moved from island to island on different days of the week. The floating mobile branches were discontinued with the opening of full-fledged branches at the centres which were being served by the floating mobile branches. UBI is also known as the ‘Tea Bank’ because of its age-old association with the financing of tea gardens. It has been the largest lender to the tea industry.

Recruitment Procedure:
Selection is be made on the basis of performance in the written test and interview taken together. Written test includes Objective Tests consisting of
(1) Test of Reasoning Ability,
(2) Test of Numerical Ability,
(3) Test of English Language,
(4) Test of Computer knowledge and Descriptive Paper on English Comprehension for Qualifying only.
Followed by an interview.

Head Office
#16, Old Court House Street,
West Bengal

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